Alison James & Associates
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Umbrella Insurance

Umbrella insurance offers the ultimate peace of mind. Eliminate the gaps and insufficient limits on all your policies. You'll be amazed at how affordable coverage can be.

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What is Umbrella Insurance?

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

Contact us to learn more about the right umbrella insurance for you.
(917) 554-2202
733 22nd Street
Union City, NJ 07087
Click Here to Email Us
Umbrella Insurance Quote
Get a quote for umbrella liability insurance

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Alison James & Associates
733 22nd Street
Union City, NJ 07087
(917) 554-2202​
Click Here to Email Us

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Downtown Jersey City November 2021 photo by King of Hearts | CC-BY-SA-4.0 | Website by InsuranceSplash
  • Home
  • About
    • Meet the Owner
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
    • Newsletter Signup
  • Medicare
  • Insurance
    • Commercial Insurance >
      • Voluntary Benefits
      • Business Insurance
      • Workers Compensation
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Trucking Insurance
    • Personal Insurance >
      • Vehicles >
        • Auto Insurance
        • Boat Insurance
      • Health >
        • Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Vision Insurance
      • Medicare >
        • Medicare Advantage Plans
        • Medicare Supplement Coverage
        • Medicare Prescription Part D
      • Property >
        • Home Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Other >
        • Event Insurance
        • Pet Insurance
        • Umbrella Insurance
  • Quotes
    • Commercial Insurance Quotes >
      • Voluntary Benefits Insurance Quote
      • Business Insurance Quote
      • Workers Compensation Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Trucking Insurance Quote
    • Personal Insurance Quotes >
      • Auto Quotes >
        • Auto Insurance Quote
        • Boat Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Vision Insurance Quote
      • Medicare Quotes >
        • Medicare Advantage Plan Quote
        • Medicare Supplement Coverage Quote
        • Medicare Prescription Part D Quote
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Other Quotes >
        • Event Insurance Quote
        • Pet Insurance Quote
        • Umbrella Insurance Quote
    • Services >
      • Policy Review
      • Make a Payment
      • Update Contact Info
      • Policy Changes
      • Proof of Insurance
      • Report a Claim
      • Online Documents
      • Free Consultation
  • Corporate Wellness
    • Coaching
    • Healthy Aging
    • Alison James Wellness App
  • Blog
  • Contact