ALISON JAMES & ASSOCIATES
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Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.
(917) 554-2202
999 Riverview Drive 
2nd Floor 
​Totowa, NJ 07512​
Click Here to Email Us
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Alison  James  & Associates
999 Riverview Drive
Suite 201
Totowa, NJ 07512
(917) 554-2202​
Click Here to Email Us

Location

  • Home
  • About
    • Meet the Owner
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers >
      • B-Insurance Carriers
    • Accessibility Statement
    • Newsletter Signup
  • Insurance Solutions
    • Commercial Insurance >
      • Business Insurance
      • Trucking Insurance
      • General Liability Insurance
      • Commercial Property Insurance
      • Professional Liability Insurance
    • Workers Compensation
    • Business Owners Package (BOP) Insurance
    • Employee Benefits >
      • Group Benefits
      • Voluntary Benefits
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Vision Insurance
    • Life >
      • Disability Insurance
      • Umbrella Insurance
    • Medicare >
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Medicare Prescription Part D
    • Vehicles >
      • Auto Insurance
      • Boat Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
  • Quotes
    • Commercial Insurance Quotes >
      • Voluntary Benefits Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Business Insurance Quote
      • Trucking Insurance Quote
      • Workers Compensation Quote
      • General Liability Insurance Quote
      • Commercial Property Insurance Quote
      • Professional Liability Insurance Quote
    • Personal Insurance Quotes >
      • Auto Quotes >
        • Auto Insurance Quote
        • Boat Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Vision Insurance Quote
      • Life >
        • Disability Insurance Quote
        • Umbrella Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Other Quotes >
        • Event Insurance Quote
        • Pet Insurance Quote
  • Services
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Online Documents
    • Free Consultation
  • Blog
  • Contact