From Showers to Sunshine: Is Your Insurance Ready for Spring into Summer

​As the flowers bloom and the days get longer, spring is the perfect time to refresh more than just your home—it’s also a great moment to check in on your insurance coverage. Here are six tips to make sure you’re protected for the season ahead:

​1. Review Your Homeowners Policy

Spring storms can be unpredictable. Make sure your homeowners policy includes adequate coverage for wind, hail, and potential flooding. Consider a separate flood policy if you’re in a flood-prone area—it’s often not included in standard coverage.

2. Get Your Roof Inspected

Winter weather can be rough on your roof. A spring inspection can catch small issues before they become big problems—and some insurers offer discounts for preventive maintenance.

3. Prep for Travel Season

Planning a spring getaway? Check your auto and travel insurance. Make sure your liability limits are appropriate and look into rental car coverage or travel insurance if you’re venturing far from home.

4. Reassess Your Car Insurance

If you’re driving more (or less) now that the weather’s warmer, update your mileage estimate. You might qualify for lower premiums or better fit coverage.

5. Don’t Forget Outdoor Toys

Trampolines, pools, and even backyard fire pits can impact your liability coverage. Let your agent know about any new additions to make sure you’re properly protected.

6. Spring Clean Your Insurance Portfolio

Life changes—so should your insurance. If you’ve recently gotten married, added a family member, renovated your home, or started a side hustle, it’s time for a policy check-up.

Final Tip

Connect with your insurance agent for a policy review—it’s fast, smart, and can save you money and stress down the road.