 Nothing says summer like relaxing by the pool — but owning a pool also comes with added responsibility and insurance considerations. Whether you’re opening your pool for the season or hosting backyard gatherings, taking a few precautions can help protect your family, guests, and your home.
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 By Alison James & Associates | Holiday Home Safety | Homeowners Insurance Tips Welcome the Season — and Your Guests — with ConfidenceThe holidays bring warmth, laughter, and loved ones together under one roof. Whether you’re hosting a festive dinner or a weekend stay, it’s important to make sure your home — and your insurance — are ready for the extra activity.
 If the past few weeks have taught us anything, it’s this: storms don’t need an invitation. From unexpected flash floods to rising riverbanks, homeowners across the region have been caught off guard — and unfortunately, some are just now finding out that their standard homeowners insurance doesn’t cover flood damage.
Let’s clear up a common misconception: Homeowners' insurance and flood insurance are two separate things.  As the flowers bloom and the days get longer, spring is the perfect time to refresh more than just your home—it’s also a great moment to check in on your insurance coverage. Here are six tips to make sure you’re protected for the season ahead:
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