STEPS TO TAKE AFTER GETTING INTO A CAR ACCIDENT
Most people at some point in their lives have experienced a car accident. Whether large or small, they are never fun! Not to mention, the process after an accident can be a major pain in the you know what! Should you call the police? How do you file your auto insurance claim? Should you take notes? Follow our tips for what you should do after an accident, and make the process easier on yourself.
CHECK FOR INJURIES
Determine if you or anyone else in the car is hurt; call 911 if needed. If you are seriously injured try not move, and wait for medical attention.
If you're able to, move to the side of the road or a sidewalk. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get yourself to safety.
CALL FOR HELP
Whether an accident is considered a minor fender-bender or a major collision, calling the police is important — and in some states, it's legally required. The responding officers will fill out an accident report and document the scene.
After making sure you and any passengers are uninjured, exchange contact and insurance information with the other driver. According to the Insurance Information Institute, here's the most important information drivers should exchange after an accident:
- Full name and contact information
- Insurance company and policy number
- Driver's license and license plate number
- Type, color and model of vehicle
- Location of accident
START YOUR CLAIM
*MAKE SURE TO GET A COPY OF THE POLICE REPORT *
- Why you are still on the scene:
- Take pictures
- Get the badge number & name of police officer
- Take down witnesses names & contact information
Call your insurance company right away. An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.