 By Alison James & Associates | Holiday Home Safety | Homeowners Insurance Tips Welcome the Season — and Your Guests — with ConfidenceThe holidays bring warmth, laughter, and loved ones together under one roof. Whether you’re hosting a festive dinner or a weekend stay, it’s important to make sure your home — and your insurance — are ready for the extra activity.
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 Fall is the perfect time for renters to refresh their space and review their insurance coverage. Learn how to protect your apartment, stay cozy, and prepare for the colder months with these fall renters insurance tips from Alison James & Associates.
 As the leaves change and we head into the final quarter of the year, fall is the perfect time to cozy up—not just with a pumpkin spice latte, but with your finances too. 🍂 Whether you’re planning for the holidays, reviewing your insurance coverage, or thinking about year-end goals, a little financial “tidying up” can make the season more enjoyable and stress-free.
 Fall is more than crisp air and colorful leaves—it’s a reminder of change, preparation, and opportunity. For small business owners, this season provides the perfect moment to pause, evaluate, and plan. At Alison James & Associates, we believe that just as nature prepares for the next season, businesses should also take this time to refresh strategies, protect their assets, and strengthen connections for lasting success.
 As the leaves begin to change and the crisp air of autumn sets in, September brings with it an important reminder—it’s Life Insurance Awareness Month. Just like the fall season encourages us to prepare our homes and lives for the colder months ahead, it’s also the perfect time to review and strengthen your financial safety net.
 As the seasons change, so do the needs of your home. The shift from summer’s sunshine to fall’s cooler weather is the perfect reminder to make sure your house is ready for the months ahead. A little preparation now can help prevent costly issues later.
 The Annual Enrollment Period (AEP) is right around the corner (October 15 – December 7), and it’s one of the most important times of the year for Medicare beneficiaries. While reviewing your coverage options is essential, it’s equally important to focus on your overall health and well-being—especially as we head into the fall and winter months.
 In today’s always-connected world, cybersecurity isn’t just for big corporations — it’s essential for everyone. Whether you’re a small business owner, remote worker, or someone who just shops online, digital threats are very real and growing fast.
At Alison James & Associates, we believe protecting your digital life is just as important as protecting your home or car. Let’s break down what you need to know and how you can stay secure.  Running a business means making decisions every day—about hiring, training, benefits, and workplace policies. But even with the best intentions, those decisions can sometimes lead to disputes or claims from employees.
That’s where Employment Practices Liability Insurance (EPLI) comes in.  If the past few weeks have taught us anything, it’s this: storms don’t need an invitation. From unexpected flash floods to rising riverbanks, homeowners across the region have been caught off guard — and unfortunately, some are just now finding out that their standard homeowners insurance doesn’t cover flood damage.
Let’s clear up a common misconception: Homeowners' insurance and flood insurance are two separate things. |
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