You’ve made the (smart) decision to shop around for your insurance to make sure you’re getting the most coverage at the best price. But before you call to get a quote, you may wonder, “What kinds of questions will they ask me? What do I need to have available in order to get an insurance quote? What if I don’t have the info I need?” If you have these questions, we’re here to help. Knowing what to have on hand when you call for an insurance quote can help speed up the quoting process.
WHAT TO HAVE ON HAND WHEN GETTING AN AUTO INSURANCE QUOTE
Frequently comparing auto insurance carriers is a great way to ensure you’re getting the right coverage. When you’re looking for standard auto coverage, here’s what you’ll want to have on hand for your agent:
Why should you report recent accidents and traffic violations? It’s always best to be honest and upfront with your agent, so they can help you compare quotes as they actually are. Insurance companies can and will check your driving history using the VIN and license numbers. They have the right to make adjustments to your policy and premium during the underwriting review period. So if you aren’t truthful in the initial consult, the number you’re quoted could be different than the number you end up paying after they see your violations. Hiding info only hurts you.
WHAT INFORMATION YOU NEED FOR HOMEOWNERS INSURANCE
There are a lot of factors that go into determining your risk for a claim as a homeowner. Your insurance agent will ask a few questions about your house, location, and potential liability to design your policy. Here’s what you’ll want to have on hand to make the process go smoothly and quickly:
Get a quote now for your car, home, condo, rental, flood, boat, and other assets.
Give one of our expert insurance advisors a call at (201) 354-6775
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733 22nd Street
Union City, NJ 07087
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Saturday 10:00am- 4pm
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PHONE: 201- 781-5361
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