Driving always comes with some level of risk. While no driver plans on being in an auto accident, there are thousands of accidents every day. Most drivers will be in at least one accident during their lifetime. Car insurance doesn’t prevent accidents, but it helps financially protect drivers who are responsible for them. Car insurance offers coverage for many of the risks that come with owning and operating a motor vehicle. Policies may provide protection from a variety of incidents, including anything from a break-in to a multi-car accident, depending on the exact coverages they have.